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Novidea Reveals Top Ten Insurance Industry Predictions for 2025

Novidea

Novidea, creator of the cloud-native, global insurance management platform for brokers, agents, and MGAs, today revealed the top ten predictions they believe will shape the insurance industry in 2025. The trends driving these predictions will impact insurance organizations across the entire insurance distribution lifecycle. Novidea’s insurance industry experts identified these predictions by monitoring key events throughout 2024, receiving feedback from their global customer base, and engaging in dialogue with industry peers. “In 2024, the insurance industry experienced significant operational transformation, facing more pressure than ever to innovate, improve efficiency, boost profitability, and deliver a world-class customer experience,” said Jeff Heine, Chief Revenue Officer at Novidea. “To help organizations prepare for the year ahead, our experts assembled a list of predictions that will shape how the industry progresses this year.” The top predictions for the US insurance market are: M&A will make a comeback. Insurance mergers and acquisitions (M&A) activity will resurge in 2025 as the U.S. economy continues its post-pandemic recovery. VC investment in insurtechs will increase as interest rates begin to normalize. Carriers will increasingly consider acquiring MGAs. For these deals to be successful, the right insurtech platform will smooth the integration of purchased companies, facilitating automated and standardized processes across different lines and business types (such as wholesale, retail, and reinsurance) as they are acquired. Cautious gains for reinsurers. Despite record-breaking climate costs, reinsurers will see modest growth in 2025. With the increased frequency of weather-related damages and claims, reinsurers must have greater visibility into the risk that carriers write. This market will rely heavily on tech solutions that deliver a single source of truth across the business, ensuring access to high-quality data. Reinsurers will increasingly want a direct line of sight into the risks being written in order to better manage them. Cybersecurity insurance will evolve. The Crowdstrike outage proved that there are many nuances to cyber insurance policies. We still haven’t seen all of the fallout from this incident. Expect to see an influx of specialized risk products in 2025 catering to business interruptions caused by tech outages that are not malicious in nature. Now is the time for specialty insurers to take stock of their front, middle, and back office systems to ensure they’re ready for future changes. E&S and specialty insurance growth spree continues. In the US, the excess and surplus (E&S) market was the breakout star of the industry in 2024, and this trend will continue in 2025. IT leaders in the E&S market will upgrade their technology to keep up with demand, particularly around automation, AI, cloud, customer experience, and data analytics. E&S wholesaler Pathpoint, a US customer of Novidea’s, is a prime example of one such company who’s already made strategic tech investments, resulting in a 20 percent policy submission growth rate and doubling its sales and underwriting operations. Insurtech-led ecosystems will drive the next wave of insurance innovation. In 2025, the role of insurtechs in creating ecosystems and modular tech solutions will grow. They will serve as facilitators, enabling flexibility and providing the ability to integrate various technologies easily. Insurance marketplaces will continue to evolve and mature. Insurers will implement a robust API fabric and composite APIs to perform essential lifecycle functions. In the UK, the top predictions that will shape the industry in 2025 are: Profitability in distribution and the rise of MGAs. Carriers in the UK will face mounting pressure to broaden their distribution channels while maintaining profitability. Many will acquire or launch their own MGAs, which have become critical to distribution strategies. For carriers, MGAs offer a way to diversify their portfolios while maintaining tighter control over underwriting standards, helping them balance growth and profitability. Innovation as a strategic imperative in anticipation of BP2. Innovation will be a central theme in 2025 for brokers, carriers, and MGAs. To innovate, these businesses must operate on a unified platform that supports and integrates with emerging technologies and data via APIs. This approach will allow insurers to harness the full potential of new advancements such as AI, complex document generation tools like Docomotion, and more. This drive toward innovation will accelerate with the anticipated BP2 plan set for 2025, bringing new standards to the industry. When delivered, BP2 is expected to create substantial opportunities for brokers, carriers, and MGAs to develop data-driven innovations that translate into customer-centric experiences across the value chain. Climate extremes and insurability challenges. In the UK, climate extremes will become routine rather than rare. These conditions will strain policyholders and insurers alike, driving up the cost of insurance coverage and making carriers reluctant to insure high-risk properties. The UK wholesale insurance market will be particularly impacted as premium pricing and risk management become increasingly complex. For insurers to navigate these challenges, it’s crucial to use high-quality climate data to build resilience and effective risk management into their policies. Reinsurers will work more closely with carriers to deploy their capacity to risks they’re most comfortable with and align with MGAs on specific markets that are higher risk. The insurance talent shortage will come to a head. The London Market has been facing a talent shortage for years, but in 2025, the situation will become urgent, and the industry must do more in 2025 to attract younger talent. One way to attract the next generation of insurance superstars is to highlight the industry’s innovation potential. Core platforms like Novidea enable insurers to be innovative businesses. In addition, departments solely responsible for innovation are now being integrated across all departments, creating a mindset of innovation at their core. This shift is essential for companies looking to stay competitive and recruit top talent. Insurance organizations prepare for the AI revolution. Artificial intelligence is reshaping industries, and insurance is no exception. As AI matures, it promises to transform key processes like claims management, underwriting, and customer service. However, this evolution will not happen overnight. In 2025, insurers will focus on preparing their technology infrastructure and data systems to support AI-driven tools effectively. The most strategic move for insurance organizations is investing in a modern insurance management platform, such as Novidea’s. These platforms provide the flexibility to seamlessly integrate new functionalities, capabilities, and services, enabling businesses to adapt and thrive in this transformative era of technology. To hear more about these predictions and how your organization can prepare for them, book a meeting with Novidea’s experts at ITC London, a new event focused on the “Future of Insurance,” held 27 to 28 January 2025 at The Brewery in London, UK. About Novidea Novidea is the leading Insurtech provider of a cloud-native, data-driven insurance management system. With its open API architecture, Novidea enables brokers, agents, MGAs, and carriers to modernize and manage the customer journey end-to-end and drive growth across the entire insurance distribution lifecycle. Novidea's streamlined and automated platform fully integrates front, middle, and back offices. The Novidea platform boosts operational efficiency while providing a seamless digital experience for team members and customers alike. Insurance businesses benefit from a 360-degree view of customers and policies and can access data and actionable insights anytime, anywhere, and on any device. Novidea supports more than 100 customers across 22 countries. For more information, please go to www.novidea.com. Contact Details Michelle Barry +1 603-809-2748 Michelle.barry@chameleon.co Company Website https://novidea.com/

January 27, 2025 08:50 AM Eastern Standard Time

Company Drilling In The Resource-Rich Alaska North Slope Inks Key New Deal

Benzinga

By Johnny Rice, Benzinga David Hobbs, executive chairperson of Pantheon Resources (OTC:PTHRF), was recently a guest on Benzinga’s All-Access. Pantheon is an independent oil and gas company developing the Kodiak and Ahpun fields, a portfolio of high-impact oil projects on the Alaska North Slope (ANS) that span a 100% working interest across 258,000 acres. The company recently announced an exclusive agreement with the Alaska Gasline Development Corporation, as well as drilling results from a key well. Watch the full interview here: Featured photo by Marc Eggert on Unsplash. Benzinga is a leading financial media and data provider, known for delivering accurate, timely, and actionable financial information to empower investors and traders. This post contains sponsored content. This content is for informational purposes only and is not intended to be investing advice. Contact Details Benzinga +1 877-440-9464 info@benzinga.com Company Website http://www.benzinga.com

January 27, 2025 08:40 AM Eastern Standard Time

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Bitcoin Without The Whiplash? Calamos Unveils Risk-Mitigated CBOJ ETF

Benzinga

By JE Insights, Benzinga When it comes to paradigm-shattering investments, few publicly traded assets can match the potential of Bitcoin (CRYPTO: BTC). This simple but powerful reality offers intrigue for financial service provider Calamos’ upcoming exchange-traded fund uniquely focused on BTC. By now, arguably, every active investor will be familiar with the growth trajectory of Bitcoin. As Benzinga’s Chris Katje noted in November last year, investing $1 in BTC back when the blockchain asset was first introduced would have been worth nearly $109 million at the time of writing. Once the exclusive domain of a select few proponents, Bitcoin and the broader cryptocurrency ecosystem have radically altered the financial and even geopolitical narrative. Increasingly, young investors – particularly those who came of age during the advent of the internet – are directing their portfolios to decentralized digital assets. All evidence indicates the trend could accelerate with future generations of workers. On a much wider scale, nations like El Salvador have enthusiastically embraced cryptos, thus normalizing what was once considered a highly speculative investment category. Even more influentially, Bitcoin represented a key talking point throughout the 2024 presidential election. With President Donald Trump seemingly set to prioritize the establishment of a national BTC reserve, the future for virtual currencies appears brighter than ever. However, Bitcoin can’t ignore a critical weakness: extreme volatility. While the media celebrated Bitcoin’s ascension above the $100,000 milestone unit price, it has previously criticized the wild volatility. Respected publications have warned about the shifts from rags to riches back to rags, often occurring within a matter of weeks. A Yale Law School paper once broadcasted the so-called “ death ” of cryptos. But what if an investment vehicle could provide the growth of Bitcoin while controlling for the risks over specific outcome periods? This best-of-both-worlds-approach symbolizes the main ethos undergirding Calamos’ upcoming BTC-centric product. Capitalizing On Bitcoin’s Potential While Controlling For The Pitfalls Undeniably, what has aided Bitcoin’s ascension is its rawness. Unfettered by traditional protocols, Bitcoin and other cryptos traded freely in global exchanges, without regard to calendars, customs or cultures. However, the frontier nature of the blockchain also sparked considerable wildness and unpredictability. With Calamos’ soon-to-be launched ETF product, the financial services provider offers a novel approach to cryptos. As a global investment firm with over $40 billion in assets under management and trusted by over 41,000 intermediaries, Calamos has made its name within the risk management industry. It also focuses on delivering groundbreaking innovations, a heritage that this ETF product seeks to uphold. Called the Calamos Bitcoin Structured Alt Protection ETF, the fund – which will feature the ticker symbol CBOJ and be listed on the Chicago Board Options Exchange (CBOE) – will be the world’s first 100% downside protected Bitcoin ETF. “Many investors have been hesitant to invest in Bitcoin due to its epic volatility,” stated Matt Kaufman, Head of ETFs at Calamos. In response, the investment firm “seeks to meet advisor, institutional and investor demands for solutions that capture bitcoin’s growth potential while mitigating the historically high volatility and drawdowns of this fast-growing and high performing asset.” By leveraging a combination of government-backed bonds and financial derivatives, this actively managed fund will provide a regulated mechanism to access the namesake digital asset within a risk-controlled framework. Furthermore, Calamos’ website notes that “CBOJ resets annually, offering investors a new upside cap with refreshed protection against negative bitcoin returns over the subsequent 12-month period.” With units of the fund facilitating an indefinite holding period, the CBOJ ETF could be the new solution for crypto-focused growth initiatives. How Does 100% Downside Protection Work? The cornerstone of the Calamos Bitcoin Structured Alt Protection ETF lies in its structured design, which prioritizes preserving investor capital while maintaining exposure to Bitcoin’s growth potential. The promise of "100% downside protection" isn’t a guarantee in the absolute sense but a carefully engineered safeguard against negative returns over a defined outcome period – in this case, 12 months. At its core, the fund achieves this through a combination of U.S. Treasuries and exchange-listed options tied to the CBOE Bitcoin US ETF Index. Treasuries, considered among the safest financial instruments globally, anchor the fund’s principal, providing a baseline of stability. Meanwhile, options – specifically FLEX (Flexible Exchange) options – are deployed to create the protection layer. These options allow the fund to manage Bitcoin’s notoriously volatile price swings, offsetting potential losses in a downturn. This mechanism works within a defined outcome period, meaning that the protection applies if shares are held through the entire 12-month cycle. At the start of each year, the fund sets an upside cap, which limits the maximum potential return investors can achieve. While this tradeoff may seem restrictive, it ensures that even in the event of severe market corrections, the investor’s principal is preserved. For many investors, this structure represents a monumental leap forward. Traditionally, exposure to Bitcoin has come with a binary risk – potentially massive gains or significant losses. By creating a middle ground, CBOJ transforms Bitcoin from a speculative gamble into a more palatable option for risk-averse individuals and institutions alike. By offering a vehicle that tempers Bitcoin’s volatility while offering its upside potential, Calamos is opening the door to a broader class of investors – those who value growth opportunities but refuse to compromise on capital protection. CBOJ, in this sense, is more than an ETF – it’s a potential bridge to mainstream crypto adoption. A New Era For Bitcoin Investing? Bitcoin’s rise to prominence as a revolutionary asset class is undeniable, but its volatility remains a significant hurdle for many investors. With the CBOJ ETF, Calamos offers a bold solution – the potential for Bitcoin’s growth with a structured approach to managing its risks. By combining 100% downside protection during defined periods with carefully engineered upside opportunities, the fund seeks to deliver the best of both worlds: exposure to Bitcoin’s future with a safeguard against its unpredictability. For investors seeking a balanced entry into cryptocurrency, CBOJ could be worth looking into. Featured photo by Eivind Pedersen on Pixabay. Benzinga is a leading financial media and data provider, known for delivering accurate, timely, and actionable financial information to empower investors and traders. This post contains sponsored content. This content is for informational purposes only and is not intended to be investing advice. Before investing, carefully consider the fund’s investment objectives, risks, charges and expenses. Please see the prospectus and summary prospectus containing this and other information which can be obtained by calling 1-866-363-9219. Read it carefully before investing. ©2025 Calamos Investments LLC. All Rights Reserved. Calamos®, Calamos Investments® and Investment strategies for your serious money® are regis- tered trademarks of Calamos Investments LLC. Calamos Investments LLC, referred to herein as Calamos Investments®, is a financial services company offering such services through its subsidiaries: Calamos Advisors LLC, Calamos Wealth Management LLC, Calamos Finan- cial Services LLC and Calamos Antetokounmpo Asset Management LLC. Cap rate and ranges are shown gross of management fees. *Cap rates and ranges are shown gross of management fees. Initial cap rates shown are calculated on the business day prior to fund launch. Estimated cap range are estimates based on the last 15 trading days prior to range announcement, based on market conditions during the sample period and are subject to change. The actual cap rate may be different based on market events. The information in each fund’s prospectus and statement of addition- al information) is not complete and may be changed. We may not sell the securities of any fund until such fund’s registration statement filed with the Securities and Exchange Commission is effective. Each fund’s prospectus and statement of additional information is not an offer to sell such fund’s securities and is not soliciting an offer to buy such fund’s securities in any state where the offer or sale is not permitted. Each of CBOJ, CBOA, CBOY and CBOO seeks to provide investment re- sults that, before taking fees and expenses into account, track the positive price return of the CME CF Bitcoin Reference Rate – New York Variant (“BRRNY”) (“Spot bitcoin”) up to a predetermined upside cap (the “Cap”) while seeking to protect against 100% of losses (before fees and expenses) of (i) Spot bitcoin or (ii) one or more of the Underlying ETPs and/or Bitcoin Indexes, in each case, over a period of approximately one (1) year (the “100% Protection 1 Year Outcome Period”). Each of CBSJ and CBSY seeks to provide investment results that, before taking fees and expenses into account, track the positive price return of Spot bitcoin up to a Cap while seeking to protect against 100% of Spot bitcoin losses (before fees and expenses) over a period of approximately six months. Each of CBXJ, CBXA, CBXY and CBXO seeks to provide investment results that, before taking fees and expenses into account, track the positive price return of Spot bitcoin up to a Cap while seeking to provide a floor with protection to a maximum loss of 10% of the negative price return of Spot bitcoin (before fees and expenses) over a period of approximately one year (the “90% Protection Outcome Period”). Each of CBTJ, CBTA, CBTY and CBTO seeks to provide investment results that, before taking fees and expenses into account, track the positive price return of Spot bitcoin up to a Cap while seeking to provide a floor with protection to a maximum loss of 20% of the negative price return of Spot bitcoin (before fees and expenses) over a period of approximately one year (the “80% Protection Outcome Period” and collectively with the 100% Protection 1 Year Outcome Period, and 90% Protection Outcome Period, each an “Outcome Period”). The Funds will not invest directly in bitcoin. Instead, the Funds seeks to provide investment results that, before taking fees and expenses into ac- count, track the positive price return of Spot bitcoin by investing in options that reference the price performance of either (i) one or more underlying exchange-traded products (“Underlying ETPs”) which, in turn, own bitcoin or (ii) one or more indexes that are designed to track the price of bitcoin (“Bitcoin Index”). A Fund’s Target Outcome may not be achieved, and investors may lose some or all of their money. Each Fund is designed to achieve the Target Outcome only if an investor buys on the first day of the Outcome Period and holds the Fund until the end of the Outcome Period. While each Fund seeks to provide a specified percentage of protection against loss- es experienced by the price of Spot bitcoin for shareholders who hold Fund Shares for an entire Outcome Period, there is no guarantee it will successfully do so. If a Fund’s NAV has increased significantly, a share- holder that purchases Fund Shares after the first day of an Outcome Period could lose their entire investment. An investment in a Fund is only appropriate for shareholders willing to bear those losses. There is no guarantee the Capital Protection or Floor, as applicable, and Cap will be successful and a shareholder investing at the beginning of an Outcome Period could also lose their entire investment. An investment in a Fund is subject to risks, and you could lose money on your investment in a Fund. There can be no assurance that a Fund will achieve its investment objective. Your investment in a Fund is not a deposit in a bank and is not insured or guaranteed by the Federal Deposit Insurance Corporation (FDIC) or any other government agency. The risks associated with an investment in a Fund can increase during times of significant market volatility. Each Fund also has specific principal risks, which are described below. More detailed information regarding these risks can be found in each Fund’s prospectus. Digital Assets Risk: The bitcoin network was first launched in 2009 and bitcoins were the first cryptographic digital assets created to gain global adoption and critical mass. Although the bitcoin network is the most established digital asset network, the bitcoin network and other cryptographic and algorithmic protocols governing the issuance of digital assets represent a new and rapidly evolving industry that is subject to a variety of factors that are difficult to evaluate. Moreover, because digital assets, including bitcoin, have been in existence for a short period of time and are continuing to develop, there may be additional risks in the future that are impossible to predict as of the date of this prospectus. Digital assets represent a new and rapidly evolving industry, and the value of the Underlying ETPs’ shares depends on the acceptance of bitcoin. The realization of one or more of the following risks could materially adversely affect the value of the Underlying ETPs’ shares. Investing involves risks. Loss of principal is possible. The Funds face numerous market trading risks, including authorized participation concentration risk, underlying ETP risk, cap change risk, capital protection risk or floor risk, as applicable, capped upside risk, cash holdings risk, concentration risk, clearing member default risk, correlation risk, costs of buying and selling fund shares, counterparty risk, derivatives risk, equity securities risk, FLEX options risk, interest rate risk, investment in a subsidiary, investment timing risk, liquidity risk, management risk, market maker risk, market risk, new fund risk, non-diversification risk, options risk, OTC options risk, position limits risk, premium-discount risk, secondary market trading risk, sector risk, tax risk, trading issues risk, U.S. Government security risk, U.S. Treasury risk, and valuation risk. For a detailed list of fund risks see the prospectus. With respect to each of CBOJ, CBOA, CBOY and CBOO, 100% capital protection is over a one-year period before fees and expenses. With respect to each of each of CBSJ and CBSY, 100% capital protection is over a six month period before fees and expenses. All caps are pre-determined. Cap Rate – Maximum percentage return an investor can achieve from an investment in the Fund if held over the Outcome Period. Protection Level – Amount of protection the Fund is designed to achieve over the Days Remaining. Outcome Period – Number of days in the Outcome Period Contact Details Benzinga +1 877-440-9464 info@benzinga.com Company Website http://www.benzinga.com

January 27, 2025 08:35 AM Eastern Standard Time

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The Top 1% Focus On Long Term Gains - Top 4 Coins To Buy Now

Cutoshi

Crypto is arguably the most fast-paced market on the planet, and veteran investors know that diversifying capital is always the most viable strategy to ensure resilience and maximize returns across different assets. Of course, Bitcoin (BTC) needs no introduction, as it’s always a staple in any future-proof portfolio. Over the years Tron (TRX) and Ripple (XRP) have also asserted themselves in the space, especially during the last few months, and as a result their valuation has skyrocketed. Cutoshi (CUTO) is a newcomer that is also worth keeping an eye on, as its intriguing premise could translate into outsized ROI. This article will explore how all these cryptocurrencies compare and which one could grant the most asymmetrical returns once the bull run is in full swing. Bitcoin Enters Consolidation Phase After ATH Run On the day of Donald Trump’s inauguration, Bitcoin broke to a new peak of $109k with a near-vertical move. However, as selling pressure intensified, Bitcoin retraced just before reaching the $110k milestone, and at the time of writing, the BTC price is hovering in a consolidation channel around $100k. Crypto expert Ali Martinez revealed that long-term Bitcoin holders have entered a "greed phase," signifying heightened optimism about BTC's future, which may drive short-term price gains. On-chain analytics show evidence of this sentiment, with wallets holding 100–1,000 Bitcoin reaching an all-time high and large transactions over $100,000 hitting six-week peaks. The optimism is fueled by expectations of pro-crypto policies under Donald Trump's administration, including hopes for a strategic Bitcoin reserve. Ripple’s Battle With The SEC Far From Over, But There’s Light At The End Of The Tunnel Ripple's ongoing legal battle with the SEC continues to create uncertainty for XRP, despite its stellar price action over the last few months. The SEC's appeal, backed by an amicus brief from Better Markets, raises the risk of Ripple being classified as a security, which could bring regulatory hurdles and impact Ripple's partnerships. Meanwhile, Ripple is actively expanding its international reach in Asia, the Middle East, and Europe. The focus is on cross-border payment solutions and partnerships with major banking institutions. Broader crypto developments, like President Trump's push for a pro-crypto regulatory framework, could significantly boost Ripple’s standing and its price action. However, uncertainty still lingers, as there’s no clear timeframe for the implementation of these new policies. Despite this, Ripple continues to tear through milestones, as it recently soared above $3, peaking at $3.30, a level unseen since 2018. Tron Makes Strides In Stablecoin Industry Justin Sun Promises 0-Fee Transactions Justin Sun, founder of Tron, has revealed plans to implement zero-fee stablecoin transactions, a move aimed at further boosting the Tron network's growth following its explosive growth in 2024. While initially slated for Q4 2024, this feature faced significant delays, but Sun reassures users that the Tron development team is actively working toward its launch. Currently, Tron supports multiple stablecoins like USDT, USDC, and TUSD, offering lower fees than Ethereum, with aspirations to eliminate fees entirely. If this comes to pass, Tron could soon become one of the most dominant Layer 1 platforms in the space, as in 2024 alone, it recorded a staggering $2.1 billion in revenue, second only to Ethereum. Additionally, Trump’s crypto initiative, World Liberty Financial, has purchased over $7 million worth of TRX, positioning Tron as an asset to keep an eye on in 2025. Why Cutoshi Could Be The Next Meme Gem Cutoshi exists at the intersection between memes and DeFi, bringing forward the best of both worlds. CUTO DEX, Cutoshi’s non-custodial exchange is the flagship feature of the ecosystem, and recently, the team announced that development is progressing ahead of schedule, and the official launch is right around the corner On this platform, users will be able to easily perform cross-chain transactions without having to switch between dedicated DEXs. This streamlines the trading experience and greatly improves efficiency, as CUTO DEX ensures lightning-fast transactions and some of the lowest fees on the market. Moreover, users will have the opportunity to earn generous monetary returns via the Cutoshi Farming initiative. They will be tasked with completing fun quests and participating in special events aimed at spreading awareness about Cutoshi on social media. For their efforts, they will receive points which can later be exchanged for more $CUTO post-launch. Over 2.1 million $CUTO have been farmed so far, and hundreds of new participants are joining every day, rallying a strong and enthusiastic community around the Cutoshi banner. Stage 4 of the presale is underway and $CUTO sells for just $0.031. Over $1.64 million has been raised in record time and early buyers are already enjoying over 100% gains. The Cutoshi moonshot is gearing up for a legendary 2025, and the best time to get involved is now! For more information on the Cutoshi (CUTO) Presale: https://cutoshi.com/ Join and become a community member: https://twitter.com/CutoshiToken https://t.me/cutoshicommunity Cutoshi is a revolutionary meme coin inspired by the Chinese Lucky Cat and Satoshi Nakamoto’s teachings. It’s based on decentralization, privacy, and monetary freedom, embodying the blockchain's original purpose and ethos. And Cutoshi has a vision - to introduce more people to cryptocurrencies and bring financial freedom to all who want it. The regulatory environment surrounding cryptocurrencies is evolving and varies across jurisdictions. It is your responsibility to ensure compliance with applicable laws and regulations in your country or region before engaging with Custoshi. Contact Details Cutoshi Camila Perez Support@cutoshi.com Company Website https://cutoshi.com/

January 27, 2025 08:31 AM Eastern Standard Time

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Valencia Theater Seating Announces the Launch of the Ultimate Tuscany Heat and Ventilation Recliner

Rev Up Marketers

Valencia Theater Seating, a leading manufacturer of luxury home theater seating, has unveiled its latest innovation: the Tuscany Ultimate Heat & Ventilation Recliner. This new addition to its portfolio sets a benchmark in comfort, technology, and craftsmanship, redefining home theater seating experiences. Unmatched Comfort and Craftsmanship The Tuscany Ultimate Heat & Ventilation Recliner is crafted from premium Matte Super Supple Semi-Aniline Italian Nappa Leather 20000, known for its soft texture, durability, and elegant finish. The French diamond-stitched upholstery enhances both the aesthetic appeal and breathability of the seating, ensuring long-lasting comfort and sophistication. Key ergonomic features include adjustable power lumbar support, a customizable power headrest, and a smooth recline mechanism. These features are designed to provide optimal support and relaxation, whether users are enjoying a movie, gaming, or simply unwinding. Advanced Heat and Ventilation Technology What distinguishes the Tuscany Recliner is its innovative dual-function heating and ventilation system. Designed for year-round comfort, the system delivers cooling airflow during warmer days and soothing warmth in colder seasons. With customizable temperature settings, the recliner ensures a personalized and comfortable experience for extended use. Enjoy personalized comfort with adjustable heat and air ventilation, ensuring an ideal temperature for every viewing. The cooling seats provide optimal airflow, while the heated seat feature guarantees warmth during colder months. Technological Innovations The recliner integrates advanced technology, including: Elegant Storage Solutions The Parisian velour-lined armrest storage compartment provides a stylish and practical solution for organizing remotes, smartphones, and other essentials. The concealed design ensures a clean and uncluttered home theater setup. Pet-Friendly and Durable Design Understanding the needs of modern households, Valencia Theater Seating has treated the leather to resist scratches, ensuring durability even in homes with pets. This thoughtful design element extends the product's lifespan while maintaining its luxurious appeal. Space-Saving Efficiency The Tuscany Recliner features a wall-hugging design that maximizes space efficiency. The innovative reclining mechanism allows the chair to fully recline while positioned just inches from the wall, making it ideal for home theaters of all sizes. About Valencia Theater Seating Valencia Theater Seating is North America’s premier specialist in luxury home theater seating. Committed to excellence, each Valencia chair is meticulously designed to provide unparalleled support, from the legs to the head, with strategically placed ergonomic foam ensuring complete comfort. Built with longevity in mind, the chairs feature solid wood construction, durable metal reclining mechanisms, and high-quality foam that maintain their shape and comfort for decades. Blending the finest craftsmanship, cutting-edge technology, and timeless style, Valencia Theater Seating has earned a reputation as a trusted name in the home entertainment industry. The Dallas showroom features an exclusive range of seating options, including the luxurious 20,000 Nappa semi-aniline leather. Visitors can browse leather samples to find the perfect finish to complement any style and elevate home entertainment spaces. For more information about the Tuscany Ultimate Heat & Ventilation Recliner, please visit us.valenciatheaterseating.com. Contact Details Valencia Theater Seating Dave Henderson dave@valenciatheaterseating.com Company Website https://us.valenciatheaterseating.com

January 27, 2025 07:35 AM Eastern Standard Time

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The New SHIB? Traders Locked In On Memecoin Bringing Goodluck

Cutoshi

In 2021 Shiba Inu (SHIB) took the market by storm, becoming a millionaire-maker play and shooting up in the crypto top 20 with an 11-figure market cap. Newcomer Cutoshi (CUTO) could soon become the 2025 Shiba Inu; as in a similar fashion boasts a complete DeFi ecosystem that merges meme energy with real utility. Which sets it apart from other run-of-the-mill meme coins. With a cutting-edge decentralized exchange in the works and a vast array of features waiting to be explored, Cutoshi sets the bar higher than ever. Shiba Inu Dips Below Support As Chart Flashes Red Shiba Inu has been struggling over the past few weeks as it has been caught in a narrow trading channel around the $0.000020 mark. At the time of writing, Shiba Inu trades for $0.000019, following a 1.5% intraday dip, bringing its total weekly losses to an alarming 18%. As the focus is shifting toward trendier plays such as Cutoshi and Trump Coin, Shiba Inu’s trading volume has also recorded a significant 25% decline, with roughly $320 million worth of SHIB changing hands in the last 24 hours. Despite this dip, Shiba Inu can still count on its strong fundamentals that could catalyze a reversal and a surge. Its daily burn rate surged by more than 600%, with over 3.2 million SHIB burned, sustaining the deflationary pressure. Additionally, Shibarium, Shiba Inu’s Layer-2 network surpassed 815 million transactions and 2.1 million addresses, contributing to SHIB burns through BONE fees. On-chain data also revealed a 54% rise in daily active addresses, signaling increased adoption and cautious confidence. While Shiba Inu gives mixed signals, many investors are opting to rotate funds into Cutoshi’s viral presale as a way to mitigate risk and lock in exponential returns. How Cutoshi Redefines Meme Coins Cutoshi draws inspiration from the Lucky Cat presence in Japanese tradition. These cats are believed to bring good fortune to businesses and families, while Cutoshi brings good fortune to the blockchain and its rapidly growing community that now counts 3,700 active members. Cutoshi’s unique MemeFi ecosystem is designed to empower and reward users. CUTO DEX is Cutoshi’s flagship feature, a state-of-the-art non-custodial exchange offering lightning-fast cross-chain transactions. The DEX launch was initially scheduled for the upcoming months, but the team has managed to bring the date closer, meaning that CUTO DEX along with the exclusive DeFi wallet will be live much sooner. Cutoshi incentivizes users to engage with the ecosystem via the Cutoshi Farming mechanism. By staking the $CUTO token or providing liquidity, investors will have the opportunity to earn passive income. Additionally, during and after the presale, individuals can participate in special events and complete various tasks in exchange for points that can be later redeemed for CUTO tokens. Through this initiative, early adopters have already farmed over 2 million $CUTO. Want to join? Head over to the official website to learn more! Stage 4 of the $CUTO presale is 74% complete and more than $1.6 million has been raised so far, as thousands of investors are rushing to secure an allocation. $CUTO is priced at just $0.031, a perfect entry point for those who want to join the Cutoshi revolution and reap incredible benefits once $CUTO is unleashed on the market. For more information on the Cutoshi (CUTO) Presale: https://cutoshi.com/ Join and become a community member: https://twitter.com/CutoshiToken https://t.me/cutoshicommunity Cutoshi is a revolutionary meme coin inspired by the Chinese Lucky Cat and Satoshi Nakamoto’s teachings. It’s based on decentralization, privacy, and monetary freedom, embodying the blockchain's original purpose and ethos. And Cutoshi has a vision - to introduce more people to cryptocurrencies and bring financial freedom to all who want it. The regulatory environment surrounding cryptocurrencies is evolving and varies across jurisdictions. It is your responsibility to ensure compliance with applicable laws and regulations in your country or region before engaging with Custoshi. Contact Details Cutoshi Camila Perez Support@cutoshi.com Company Website https://cutoshi.com/

January 27, 2025 05:23 AM Eastern Standard Time

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Sherif: The Bonk (BONK) Price May See A Good Jump While Litecoin (LTC) And A New DeFi Project Are Gaining Traction

Elluminex

The buzz in the crypto market is out of this world as traders seek significant gains. Well-known crypto predictors Sherif has made bold predictions for the meme coin Bonk (BONK), stating that it could surge by 10x. At the same time, there seems to be a slow but steady increase in interest in Litecoin (LTC) and a new DeFi project, Elluminex (ELX), which is beginning to catch the attention of smart crypto players. While speculators like World of Charts have made bullish predictions for LTC, ELX is attracting attention thanks to its long-term vision. This project aims to bring DeFi to the TON Blockchain, which now boasts around 950M active users and over 1B recorded transactions. Therefore, many traders suggest ELX could be the next high-growth DeFi crypto in 2025. Sherif: The Price of Bonk (BONK) Could Surge Fairly Bonk (BONK) has been one of the best meme coins recently. CoinMarketCap shows that its value has jumped over 15% on the one-week chart. The Bonk price grew from around $0.000028 to over $0.000032 during that period. Crypto analyst Sherif also excited traders with his Bonk price prediction. According to his X post, this meme coin is now in its "buy the news" phase as rumors about a BONK ETF came up. He predicts that Bonk (BONK) could see a huge return if this ETF gets approved. However, many investors are putting the Bonk coin on the sidelines in favor of tokens like ELX. BONK has already surged nearly 200% on the YTD chart. Therefore, its highest upswings may have passed. The Litecoin (LTC) Price Looks Ready To Reach $150, Analyst States Litecoin (LTC) is also turning some heads with its price movement. As one of the top crypto coins, its value grew from around $100 to over $110 in the past week alone. In other words, over a 10% increase in just a few short days for the Litecoin price per CoinMarketCap. The community is interested in Litecoin (LTC) thanks to bullish statements from analysts like World of Charts. According to his X post, this altcoin looks ready to soar to $150 soon. Although this Litecoin price prediction has excited many traders, some are still cautious. This is because the Litecoin market cap now sits at $8B, which means it needs a lot of new money for its price to surge. But, crypto coins like ELX will not face this problem. Elluminex (ELX) Seen As An Upcoming DeFi Game-Changer On The TON Blockchain While Bonk (BONK) and Litecoin (LTC) continue to ride bullish waves, Elluminex (ELX) is making headlines in its own right. This new DeFi hub will be built on the TON Blockchain, lacking in the DeFi department. It will introduce an all-in-one DeFi platform with features that make it stand out from its peers and help bring DeFi to this network. For example, Elluminex will launch a DEX focusing on high liquidity and low fees for a top-of-the-line trading experience. Moreover, it will have a token reward system that rewards those who stake or farm the ELX native token. Thanks to its robust token burn system, this DeFi coin will have a deflationary model, increasing its scarcity/price over time. This has made interest in ELX skyrocket with over 4M tokens being sold in phase one of its presale alone. To incentivize purchases, the Elluminex team announced that all ELX holders can vote on important decisions thanks to governance voting rights and access to premium features like AI-driven insights. It costs just $0.06 right now, but this DeFi coin price will rise to $0.08 after phase two begins. Those looking to capitalize on this 33% growth are now stacking up on ELX. Can Elluminex (ELX) Outpace Bonk (BONK) And Litecoin (LTC) In Terms Of Gains? Although Bonk (BONK) and Litecoin (LTC) are turning some heads right now, Elluminex (ELX) has the potential to surge faster. This new DeFi crypto will have a smaller market cap than its peers, which means it will need less money for its price to rise. A Tier-1 crypto exchange like Uniswap listing is expected to trigger a massive rally. Thus, many speculators predict a potential good run in a price jump for ELX this cycle. For more information about Elluminex (ELX) visit the links below: Website: https://elluminex.com/ Twitter/X: https://x.com/elluminex Telegram: https://t.me/Elluminex Elluminex is a next-generation DeFi platform built on the TON Blockchain and Ethereum, offering a seamless decentralized finance experience with innovative features. Users can engage in staking, farming, and enjoy AI-powered portfolio tools, all while participating in a cross-chain ecosystem. Elluminex is unique in that it is bringing DeFi to the TON Network/Blockchain which at the moment is very limited in this sense with very few options available to its users. Despite this the TON Network is still the fastest growing blockchain in the world and many view it as a future powerhouse to rival Bitcoin, Ethereum and Solana. By bringing DeFi to the TON Network, Elluminex would immediately transform the chain and take its capabilities and vast reach to the next level. Much like Uniswap did with Ethereum, Pancakeswap did with Binance Chain and Jupiter did with Solana. Cryptocurrency may be unregulated in your jurisdiction. The value of cryptocurrencies fluctuates and it is important that you thoroughly understand the risks associated with acquiring cryptocurrencies, as outlined in the Disclaimer. You confirm that you are not a citizen or resident of the United States, United Kingdom, or any prohibited jurisdiction, or any other location where the purchase of Elluminex and $ELX token may be legally restricted. Please note that our list of restricted countries and terms of service may undergo updates, and it is your responsibility to stay informed about the latest version. By proceeding to continue to use Elluminex.com, you acknowledge and agree to our Terms of Use and Privacy Policy. Contact Details Elluminex Andy Green press@elluminex.com Company Website https://elluminex.com/

January 27, 2025 03:13 AM Eastern Standard Time

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CryptoELITES Makes A Jaw-Dropping Ethereum Price Prediction While Investors Stock Up On Ripple And Elluminex Before The Next Bull Run

Elluminex

People in the crypto space are talking because a prominent analyst, CryptoELITES, issued an unexpected price prediction for Ethereum (ETH). He predicts a potential surge to $10K soon. Meanwhile, investors choose to stockpile Ripple (XRP) and Elluminex (ELX) before the next bull run starts. While XRP is one of the top 10 altcoins rising on the price charts, ELX is a presale star that could redefine the DeFi space forever. It aims to bring DeFi to the TON Blockchain, which now boasts over 950M users and around 1B recorded transactions. Therefore, Elluminex is set to become one of the hottest new DeFi projects in 2025. Some experts even predict a potential 7x surge for ELX this cycle. CryptoELITES: The Price of Ethereum (ETH) May Skyrocket To $10,000 Ethereum (ETH) is a top 5 cryptocurrency that is seeing some volatility right now. On the one-week chart, its value has fallen from around $3,300 to nearly $3,250. In other words, there was nearly a 5% drop in the Ethereum price in just a few short days, as per CoinMarketCap. Nevertheless, market expert CryptoELITES remains optimistic for Ethereum (ETH). According to his X post, nothing is stopping this crypto coin from potentially reaching $10,000. This Ethereum price prediction has turned many heads in the crypto community. However, it is worth mentioning that the Ethereum market cap now sits at around $400B. ETH will need much new money to see a big price jump. On the other hand, crypto coins like ELX will not face this issue. Prominent Expert Forecasts The Ripple (XRP) Price May Rip Through $8 On the other hand, Ripple (XRP) has been rising on the price charts. This altcoin has experienced over a 45% price surge in the past 30 days, as per CoinMarketCap. The Ripple price grew from around $2.20 to over $3.20 during that time. The community is also turning towards Ripple (XRP) thanks to some bullish statements from Mikybull. In a recent X post, this market expert said its value might rip through $8 before a cycle top, thanks to bullish fundamentals. Although this Ripple price prediction has made waves, many investors are still putting it on the back burner for ELX. This is because XRP has already surged over 500% in the past 12 months. Thus, its highest upswings may have passed - leaving traders to look at other altcoins. Elluminex (ELX) To Bring DeFi To The TON Network While Ripple (XRP) and Ethereum (ETH) get the main focus, Elluminex (ELX) is stealthily coming as the one to watch in the DeFi market. Elluminex is a DeFi hub bringing DeFi to the TON Blockchain. The TON blockchain, supported by Telegram, affords Elluminex access to almost 1B potential users. This is good for Elluminex because the platform can go from being a concept to something widely used in a few days. However, Elluminex is more than just a DEX. It will also introduce an educational academy where traders will learn about DeFi. Thus, users will learn how to trade confidently and make good decisions. Additionally, its AI-powered portfolio tracker will bring effortless trading and real-time data to traders. As a result, both novice and experienced traders could gravitate to the Elluminex platform. The ELX token, the platform's backbone, follows a deflationary model that guarantees greater value with increased scarcity over the years. Those who participate in the presale benefit the most since they can get the DeFi crypto before it gets listed on a Tier-1 CEX like Uniswap. ELX is worth just $0.06 in phase one of its presale. But this DeFi coin price will rise to $0.08 after phase two begins—a 33% return. Ethereum (ETH) vs. Ripple (XRP) vs. Elluminex (ELX) – Which Crypto Coin Stands Out Right Now? Ethereum (ETH), Ripple (XRP) and Elluminex (ELX) are all crypto coins that could see big price gains soon. However, one may differentiate from the rest. This is Elluminex, as it will have a smaller market cap than its peers. Therefore, it will need less money for its price to surge. Plus, it may disrupt the DeFi market, which IBS Intelligence predicts could be worth $48B by 2031. Due to all these factors, many analysts foresee a potential 7x value jump for ELX coming this year. For more information about Elluminex (ELX) visit the links below: Website: https://elluminex.com/ Twitter/X: https://x.com/elluminex Telegram: https://t.me/Elluminex Elluminex is a next-generation DeFi platform built on the TON Blockchain and Ethereum, offering a seamless decentralized finance experience with innovative features. Users can engage in staking, farming, and enjoy AI-powered portfolio tools, all while participating in a cross-chain ecosystem. Elluminex is unique in that it is bringing DeFi to the TON Network/Blockchain which at the moment is very limited in this sense with very few options available to its users. Despite this the TON Network is still the fastest growing blockchain in the world and many view it as a future powerhouse to rival Bitcoin, Ethereum and Solana. By bringing DeFi to the TON Network, Elluminex would immediately transform the chain and take its capabilities and vast reach to the next level. Much like Uniswap did with Ethereum, Pancakeswap did with Binance Chain and Jupiter did with Solana. Cryptocurrency may be unregulated in your jurisdiction. The value of cryptocurrencies fluctuates and it is important that you thoroughly understand the risks associated with acquiring cryptocurrencies, as outlined in the Disclaimer. You confirm that you are not a citizen or resident of the United States, United Kingdom, or any prohibited jurisdiction, or any other location where the purchase of Elluminex and $ELX token may be legally restricted. Please note that our list of restricted countries and terms of service may undergo updates, and it is your responsibility to stay informed about the latest version. By proceeding to continue to use Elluminex.com, you acknowledge and agree to our Terms of Use and Privacy Policy. Contact Details Elluminex Andy Green press@elluminex.com Company Website https://elluminex.com/

January 26, 2025 10:55 AM Eastern Standard Time

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While Cardano Struggles To Stabilize Above $1, Savvy Crypto Players Eyes These 2 Coins For Massive Returns

Elluminex

After multiple attempts to stabilize above the $1 price mark, Cardano (ADA) has slipped below the crucial level following an 11% correction. Considering its inability to hold strong above this level, token holders are growing wary about the possibility of retesting its previous ATH at $3.10 during this bull cycle. This has led many to seek other prospective altcoins like Tron (TRX) and fast-rising presale stars like Elluminex (ELX) with a better chance to hit the $1 price mark. Elluminex in particular has drawn enormous attention because of its aim to expand DeFi capabilities on the rapidly growing TON network. But that’s not all there is to Elluminex, let’s find out why it is largely considered a top DeFi pick. Elluminex’s Cross-Chain Compatibility For TON Projects Attracts Growing Interest In today’s crypto world, solving DeFi challenges is not enough to gain the attention of potential users and investors. For Elluminex (ELX), the main attraction lies in its proprietary features which include an AI-powered portfolio tracker and a custom premarket feature that streamlines the overall DeFi experience, ultimately making it accessible to both new and experienced users. Besides the aforementioned, Elluminex offers other key solutions including a comprehensive DEX protocol, advanced staking and farming mechanism, and cross-chain liquidity solutions, that particularly cater to TON projects and their users. Another noteworthy feature is Elluminex Academy which is dedicated to eliminating DeFi illiteracy to the barest minimum. In general, Elluminex strives to champion security, speed, and scalability in DeFi while unlocking endless potential in the broader DeFi landscape. This core goal has drawn a lot of interest to its native token–$ELX which currently sells for $0.06. While Elluminex is projected to scale rapidly alongside the TON network, early backers stand a chance to make significant gains as soon as the token goes public on CEX and DEX platforms. Cardano Token Exhibits Bullish Momentum Despite Struggle To Stabilize Above $1 Having dipped by over 10% in the past week, the Cardano (ADA) token has attracted mixed reactions from token holders and market forecasters alike. This came as a result of the top altcoin’s inability to stabilize above the $1 price mark due to severe fluctuation above the crucial level. Currently trading within a week-to-date range of $1.12 and $1.00, ADA price reflects a noticeable fluctuation. Albeit, the ADA token has maintained a generally bullish trajectory as it still holds on to a nearly 9% price gain in the past month and over 110% in the past year. Despite this positive outlook, ADA's price is still about 67% down from its ATH of $3.10. According to on-chain analysis, a break above the $2 price mark could propel ADA price, and potentially retest the zone above $3 since it last did in September 2021. Corroborating this bullish claim, crypto analyst Valeriya pointed out in a recent X post that the ADA token’s next support lies somewhere between $0.87–and $0.90; however, if it is able to hold above this region then a price rebound to $1.32 could suffice in the short term. Tron Price Reclaims Bullish Momentum Above Resistance Level Like Cardano, Tron (TRX) has been trading below resistance until recently when it regained bullish momentum. In the past week, TRON's price has surged from its lowest level around $0.22 to a current price of $0.25, which reflects a nearly 5% increase during the same period. Meanwhile, the recent uptick in TRX price has also pushed the top altcoin back above the resistance level, creating more room for more growth over the next few days and possibly a week. Corroborating this claim, Tron's technical analysis including short and long-term EMAs and SMAs also points to a strong buy, suggesting that the current trend may persist. Furthermore, popular crypto analyst Andrew Griffiths is also bullish on the Tron token, pointing out in a recent X post that the top altcoin is currently in a consolidation phase. He added in his analysis that the TRX token is neutral on its 1D technical outlook (RSI = 54.705, MACD = -0.006, ADX = 21.441), ranging between the 1D MA50 and the 1D MA100. According to Andrew, as long as the 1D MA100 holds, the next bull target for the TRX token could be at 0.45. Tron vs Elluminex: Which Can Hit the $1 Price Mark Faster? Unlike the Tron network which is a blockchain network, Elluminex operates as a cross-bridge solution at the fundamental level. Its ability to propagate DeFi expansion for its base network, TON, sets it up for massive adoption. This coupled with its presale status and other proprietary features can boost ELX's price to $1 faster than Tron. For more information about Elluminex (ELX) visit the links below: Website: https://elluminex.com/ Twitter/X: https://x.com/elluminex Telegram: https://t.me/Elluminex Elluminex is a next-generation DeFi platform built on the TON Blockchain and Ethereum, offering a seamless decentralized finance experience with innovative features. Users can engage in staking, farming, and enjoy AI-powered portfolio tools, all while participating in a cross-chain ecosystem. Elluminex is unique in that it is bringing DeFi to the TON Network/Blockchain which at the moment is very limited in this sense with very few options available to its users. Despite this the TON Network is still the fastest growing blockchain in the world and many view it as a future powerhouse to rival Bitcoin, Ethereum and Solana. By bringing DeFi to the TON Network, Elluminex would immediately transform the chain and take its capabilities and vast reach to the next level. Much like Uniswap did with Ethereum, Pancakeswap did with Binance Chain and Jupiter did with Solana. Cryptocurrency may be unregulated in your jurisdiction. The value of cryptocurrencies fluctuates and it is important that you thoroughly understand the risks associated with acquiring cryptocurrencies, as outlined in the Disclaimer. You confirm that you are not a citizen or resident of the United States, United Kingdom, or any prohibited jurisdiction, or any other location where the purchase of Elluminex and $ELX token may be legally restricted. Please note that our list of restricted countries and terms of service may undergo updates, and it is your responsibility to stay informed about the latest version. By proceeding to continue to use Elluminex.com, you acknowledge and agree to our Terms of Use and Privacy Policy. Contact Details Elluminex Andy Green press@elluminex.com Company Website https://elluminex.com/

January 26, 2025 10:46 AM Eastern Standard Time

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